Can XRP Prevent the Next Financial Crisis? Linda Jones Backs Ripple’s Bold New Strategy

Recent Ripple news about the company’s strategic moves and the bullish perspective of a leading financial analyst fuel discussions about XRP’s potential role in averting future financial crises. Linda Jones, a financial educator and wealth mentor, recently expressed strong backing for this cryptocurrency. She suggested that a significantly higher Ripple price could give the company substantial financial power to act as a stabilizing force during periods of economic instability. Jones believes the firm’s recent purchase of Hidden Road represents a key development in the evolution of decentralized finance.

In her latest episode of the Be Wealthy and Smart podcast, Jones highlighted XRP’s increasing utility and Ripple’s growing infrastructure, suggesting that this combination might shift the burden of financial bailouts away from taxpayers toward independent private organizations. Utilizing XRP’s potential alongside Ripple’s prime brokerage services could enhance the financial system’s resilience against shocks like the 2008 crisis or the Archegos Capital collapse in 2021.

Ripple’s XRP Holdings Could Power a Multi-Trillion Dollar Response

Jones explained that a higher XRP price could greatly increase Ripple’s financial resources. The firm currently holds 41.64 billion tokens, valued today at around $2.06 per token, amounting to roughly $85 billion. However, a bullish XRP price prediction suggests the Ripple price could reach $100, soaring the company’s valuation past $4.1 trillion. Such an increase would grant Ripple “very deep pockets” to intervene effectively.

Jones argued that these substantial resources might enable Ripple to assist struggling sectors amid crises, avoiding taxpayer bailouts. Governments have traditionally covered the costs of systemic failures, placing the burden on ordinary people. Jones suggests that Ripple’s structure offers a more viable model that uses decentralized platforms to stabilize traditional finance.

The Hidden Road Acquisition: Ripple’s Strategic Push Into Prime Brokerage

Jones also highlighted another significant Ripple news, saying that the $1.25 billion Hidden Road purchase is about more than a simple business expansion. It represents a strategic move aimed at challenging established brokerage systems. She observed that the firm’s infrastructure allows it to provide prime brokerage services independent from traditional banks, which have long controlled such financial services.

In this podcast, I used the example of prime brokerage weaknesses exposed by the Archegos case and how Hidden Road solves them. The Hidden Road acquisition is a massive move forward for Ripple and the future of the securities industry. #XRP #Ripple #XRPArmy https://t.co/QU0tXEWmsO

— Linda P. Jones (@LindaPJones) April 14, 2025

Integrating Hidden Roads’ capabilities with the XRP Ledger enables Ripple to deliver quicker, blockchain-verified settlements. Conventional systems frequently need several days to settle trades, but the company’s technology allows for near-immediate settlements. This speed significantly reduces both time delays and financial risk.

From Archegos to XRP: A Blueprint for Future Financial Resilience

Reflecting on the infamous 2021 Archegos collapse, Jones pointed to major flaws within traditional finance, including a lack of transparency, poor coordination, and excessive financial leverage. These issues have caused over $10 billion in losses across global financial institutions. She emphasized that decentralized tools like the XRP Ledger offer potential solutions to these problems.

Jones believes Ripple’s new infrastructure might prevent future Archegos-like collapses. It could achieve this through enhanced transparency, automated risk management, and real-time monitoring. She presented XRP and Ripple as innovators that are building a stronger financial landscape free from old system weaknesses.

Could XRP Become the New Financial Safety Net for Global Markets?

Based on the latest Ripple news, Jones thinks Ripple and its digital currency could become central to the global economy. Instead of governments intervening to save over-leveraged companies, well-funded organizations like Ripple could take the lead. Backed by valuable digital currencies, they might lead efforts to stabilize market fluctuations.

Jones’ outlook suggests that decentralized financial structures are becoming fundamental to systemic stability. She believes Ripple’s strategy signals this shift, regardless of whether the $100 XRP price prediction comes true. She argues that the Hidden Road purchase could accelerate this significant change across the industry.