Coinbase Crypto Bill Talks Move Forward With Banks at Davos

Coinbase CEO Brian Armstrong has confirmed that the company is working closely with major banks on a new U.S. crypto market structure bill. He shared this update in a meeting with top bank CEOs at the World Economic Forum in Davos.

Armstrong said the goal is to move the crypto industry forward by creating clear and proper regulations. A key focus of these talks is stablecoins, which many see as the bridge between traditional finance and crypto adoption.

🚨 COINBASE TO WORK ON CRYPTO BILL WITH BANKS

Brian Armstrong confirmed meetings with bank CEOs at Davos to advance the crypto market structure bill.

He plans to negotiate with banks on stablecoins before taking proposals back to U.S. lawmakers. pic.twitter.com/SoXA5rv8zP

— Coin Bureau (@coinbureau) January 20, 2026

Focus on Stablecoin Rules

Stablecoins are digital assets that are usually tied to the value of the U.S. dollar. Armstrong believes that clearer stablecoin rules can help banks to feel more comfortable entering the crypto space. He plans to discuss concerns directly with banks before taking proposals back to U.S. lawmakers.

According to recent reports from The Block and Tech in Asia, the bill aims to give long-needed clarity to the crypto market. While lawmakers have delayed progress in the past, industry leaders believe cooperation with banks could speed things up.

Why Banks Matter for the Crypto Bill

Banks play a huge role in the U.S. financial system. Without their support, large-scale crypto adoption is going to be difficult. If banks agree on stablecoin standards, the bill could unlock institutional capital and bring more trust into the crypto market.

For Coinbase, working with banks is a strategic move. Instead of fighting the traditional system, the company seems to be choosing collaboration. This could help crypto gain legitimacy in the eyes of regulators and large investors.

Mixed Reactions From the Crypto Community

The crypto community has reacted with mixed feelings. Some see this as a positive step toward mainstream adoption. They believe that regulation can protect users and attract good money into the market, if done properly.

Others are more doubtful. Critics worry that banks could gain too much control over crypto. They fear that decentralisation may weaken if traditional financial institutions dominate stablecoins and key infrastructure.

Next Steps for the Coinbase Crypto Bill

The bill is still under discussion, and no final decisions have been made. However, Armstrong’s comments suggest that talks are becoming more serious. If banks and crypto firms reach common ground, lawmakers may feel more confident pushing the bill forward.

For now, Coinbase’s crypto bill move highlights a growing shift in the industry. Crypto is not just working alone anymore. Instead, it is trying to reshape the financial system from the inside, even if that path remains controversial.