Ripple Stablecoin RLUSD Crosses $1B Market Cap After UAE Regulatory Approvals

Ripple CEO Brad Garlinghouse attests that RLUSD has surpassed a 1billion market capitalization. This is one of the quickest growth rates of regulated stablecoins. In addition, the announcement is an indication of an increase in institutional trust. Now RLUSD is a strong competitor in the market of stablecoins around the world. It is also indicative of long-term plans by Ripple to be outside of the speculative use cases. Rather, the company lays emphasis on viable financial structure.

🚨 Brad Garlinghouse says Ripple’s stablecoin just crossed a $1B market cap!
Now officially approved in Abu Dhabi, Dubai & DIFC 🇦🇪

Being used as high-quality collateral across lending platforms
Fast. Flexible. Real-world utility is here. #XRP pic.twitter.com/wVaIauxNSD

— XRP VIEW (@XRP_VIEW) January 26, 2026

UAE Approaches Institutional Adoptions

Meanwhile, the Abu Dhabi and Dubai regulators have licensed RLUSD to institutions. Clearance was also granted by the Dubai International Financial Centre. Consequently, RLUSD has been legalized and can be used by over 7,000 licensed firms. Such companies are banks, fintech, and payment providers. Thus, RLUSD obtains the first-hand access to one of the most rapidly developing financial centers in the world. Such a license also enhances the position of Ripple in the Middle East.

At the same time, the largest crypto lending services have begun accepting RLUSD as collateral of high quality. They are fond of RLUSD due to the regulatory position and solid support. Moreover, it is accepted by platforms as margin trading and liquidity pools. This move enhances capital efficiency in both DeFi and CeFi markets. It also minimizes the use of less transparent stablecoins. Therefore, RLUSD gets closer to conventional financial standards.

XRP Ledger Experiences Growth in the Real World

Moreover, the use of RLUSD increases the use of the XRP Ledger. Assets tokenization on XRPL has increased more than 2,000 percent in 2025 alone. This expansion consists of bonds, funds, and payment rails. Thus, XRPL is not a mere transfer network anymore. It has now been used as a settlement layer on actual financial products. This change promotes the long-term applicability of XRP.

Ripple Takes Utility Above Hype

Finally, Ripple makes RLUSD a utility-based stablecoin. The business does not stick to meme stories and is concerned with compliance. It develops relationships with regulators in the first place. Then it spreads via institutions. This makes RLUSD credible both in the crypto and traditional finance. The stablecoin is now the transition of Ripple away away from speculation to infrastructure. This plan may characterize the further stage of blockchain usage.