XRP News: Ripple CEO’s Bold Vision and XRP ETF Hype Fuel Optimism: XRP Price Set for $5 Surge?

The victory for Ripple CEO Brad Garlinghouse, a crucial resolution in the four-year SEC lawsuit, has been achieved. This allows the company to pay a reduced fine of $50 million from the initial penalty of $125 million, retrieving the $75 million from escrow. The SEC had withdrawn its appeal against Judge Analisa Torres’ ruling handed down in 2023, where programmatic XRP sales were considered not securities under U.S. law. Garlinghouse termed the development a resounding victory, saying this should finally clarify XRP’s regulatory status and allow it to transform the future of cross-border payments through speed and cost efficiency.

Ripple’s $50 Million SEC Settlement Ends Landmark XRP Lawsuit

Ripple Labs concluded its four-year court dispute with the SEC by validating a $50 million settlement, which decreased from the original $125 million penalty. Ripple faced this legal action during December 2020 when it sold XRP worth more than $1.3 billion through unregistered securities transactions. XRP defenders maintain that the token operates as a digital currency because it is not a security, as the court outcome determined the future of U.S. crypto rules. The settlement requires both parties to drop their appeals and agree to pay the $75 million back to the SEC from the original fine.

A positive outcome of the settlement is that the SEC has withdrawn the injunction that had previously curtailed Ripple’s sales of XRP to institutional investors, returning Ripple’s freedom of operation. This newly found legal certainty has restored some optimism in the crypto market, with XRP stabilizing and trading volumes rising in the wake of the news. The deal might also speed up the approval process for potential XRP ETF applications, which have already seen several issuers propose. 

XRP Price Analysis Of the Last 24 Hours

The XRP price remains confined between support at $2.04 and resistance at $2.11. XRP shows an unwillingness to move despite the positive outlook expressed by Ripple’s executive team. During his comments, the Ripple executive chef strongly believed in XRP’s sustainable value proposition, especially regarding international transactions and potential ETF eligibility. The XRP Price has shown no bullish reaction during its recent trading period. The market forces immediately rejected the failed breakout attempt at $2.11, which sent XRP down toward $2.0768 in the mid-range zone. The market sentiment remains bearish as XRP price will likely return to support areas between $2.04 and $2.06 if it fails to surpass the $2.12 benchmark decisively.

Chart 1, analysed by Anushri Varshney, published on TradingView, April 18, 2025

Multiple movements of the RSI from below 30 to above 70 have occurred during the trading period. A breakout exceeding $2.12 will activate XRP’s potential uptrend, although it may need positive ETF notifications or new institutional backing. The price shows technical weakness, although bullish factors exist in the market.

XRP Price Outlook: What is Next?

The resolution of the Ripple versus SEC lawsuit has recently made the XRP price prediction for 2025 increasingly bullish, directing investors’ optimism and renewing institutional investors’ interest. By April 2025, XRP would be traded at over $2.00, and analysts suggest that if the current momentum continues, there could be a rally to touch $3.00 and even $4.50 this year.

Several factors contribute to this view: regulatory clarity, more exchange listings, and the potential for an XRP ETF, which together could drive mainstream adoption of the asset. Adding strength to this case is a technical analysis showing substantial trading volumes and bullish chart patterns, but short-term volatility is still expected while the market digests these developments. Institutional adoption continues to surge with 156% growth in accumulating new accounts, while use cases for cross-border payments continue to expand.