XRP Price to Hit $12? Standard Chartered’s Kendrick Makes Bold Ripple  Price Prediction

Standard Chartered Geoffrey Kendrick has released the price prediction for three of the biggest stablecoin cryptocurrencies. The bank’s global head of digital assets research’s report has attracted the attention of XRP enthusiasts. This report’s XRP price prediction shows very bullish targets for the next few years. As such, this report has created excitement in the market as the continuing downtrend has brought down community sentiment. However, the question still remains if the market data supports an explosive XRP price surge.

Can XRP Break the $2 Resistance and Hit $5.5 in 2025?

The Standard Chart’s report projects each XRP token will be worth $5.5 by the end of 2025. This comes at a time when XRP is struggling to break the $2 resistance range. As of now, XRP is trading at nearly $1.82 and has recorded a 3.24%, 24-hour loss of value. Additionally, this token also shows a 14% weekly and 17.3% 30-day price degradation. As of writing this, the XRP token is 52.45% lower than its All-Time High of $3.84. As such, to reach $5.5 by the end of 2025, we need to see an explosive XRP price surge.

Table 1 – Provided by Standard Chartered, published on Standard Chartered, April 9, 2025

As seen in Table 1, the Standard Chart XRP price prediction shows more than a 100% surge in XRP value for 2025. Additionally, we also see over 400% growth projection for the value of the XRP token till the end of 2026. However, this growth slows down in 2027 as the prediction shows over 500% of value appreciation. 2028 marks almost another 100% growth in price for XRP. The only bearish projection for XRP is for 2029, where the value slightly decreases, going from $12.5 to $12.25. 

Will XRP Price Surge Put it Above Ethereum?

Another interesting fact from this report is that the projected growth for XRP puts it above Ethereum. Kendrick’s prediction shows that soon XRP will be the second-largest non-stablecoin crypto in the market. However, with the current market turmoil and the global chaos the aggressive Trump trade policy has caused, this seems unmanageable. Despite this, Kendrick believes that the current “tariff mess” is only temporary and will pass soon. He believes that after the trade war is over, the crypto market will exponentially grow in value. He referred to the strong performance of Bitcoin during the time of economic turmoil as the reason for his prediction.

Will the SEC Approve More XRP ETFs In 2025?

Kendrick also talked about Donald Trump pro-crypto policies. He believes that with a crypto-friendly US president, the growth and prosperity of crypto will accelerate. He believes that as the government goes towards more pro-crypto policies, we can expect the SEC’s approval of XRP ETFs soon. We have also gotten the first approved US XRP ETF already, which is the Teucrium 2x Long Daily XRP ETF. This ETF launched yesterday, April 8, in the US market, attracting many investors. However, there are still dozens of XRP ETF requests pending to get the SEC approval.

Is XRP the Future of Cross-Border Payments?

Based on Kendrick’s projection, the XRP spot ETFs will be approved in Q3 of 2025, attracting $ 8 billion in capital. Additionally, he also stated that the cross-border crypto payment sector has one of the fastest growth rates. He added they are growing 50% every year and may increase 10x within four years. The growth rate of Ripple and the XRP network hints at an explosive surge in the near future.